Chapter 7 Bankruptcy Lawyer in Glen Burnie and Columbia, Maryland
Job cuts and company closings, plunging home values, tightening credit, and many other factors have put all kinds of people in an extremely difficult financial position. Juggling bills and selling assets in the attempt to stay afloat is simply not a long-term solution.
For millions of Americans each year, filing Chapter 7 bankruptcy is the best way to return to stability and start building again. It is not for everyone, but it may be right for you. For a consultation with an attorney prepared to thoroughly evaluate your financial situation and explain all legal options, please call 410-766-1100 or e-mail us today.
Offering Sound Legal Counsel and Action to Put Families Back on Track
We understand that filing Chapter 7 — or an alternative type of bankruptcy such as Chapter 13 if circumstances dictate — is a huge decision. This is why we offer personalized counsel far beyond what you might receive at a larger firm. You can ask Timothy J. Mummert all your critical questions and expect straightforward, legally sound answers.
Honest Counsel on the Advantages and Risks of Consumer Bankruptcy
We take care to explain exactly what Chapter 7 bankruptcy can and cannot do for you. Our approach to helping clients get real debt relief includes:
- Gaining a full understanding of your debt load, assets you want to protect and the sources of the problem, such as an unfavorable mortgage that may have you facing home foreclosure — or simply being forced to rely on credit cards to keep up with living expenses
- Carefully assessing whether you meet income guidelines and other requirements for filing Chapter 7 "liquidation" bankruptcy
- Considering alternatives to bankruptcy such as negotiation of a mortgage refinance, short sale, or other solution
- Providing honest, dependable information on what you can protect — assets often including your primary home, a vehicle and qualified retirement accounts — and what you can expect after a Chapter 7 bankruptcy filing
Discreet Guidance Without Judgment or Risk
We take pride in being a valued legal resource for people of all backgrounds and occupations throughout the greater Baltimore area and beyond, including Anne Arundel County and Howard County. If you are struggling with an unmanageable personal or business debt load, please contact us today.
