Stop Garnishment and Wage Lien Attorney in Glen Burnie, Maryland
Experienced Columbia, Maryland, Chapter 7 Lawyer
Getting constant phone calls, letters and e-mails from creditors, threatening to garnish your wages is stressful and unsettling. One of the greatest benefits of filing for bankruptcy, aside from discharging debt, is the ability to stop wage garnishments and wage liens. As soon as a Chapter 7 or Chapter 13 bankruptcy is filed, it immediately places on automatic stay on all creditors. Creditors must stop attempting to garnish wages. This gives you time to breathe and evaluate your financial situation.
Bankruptcy Stops Garnishments and Wage Liens
At Timothy J. Mummert, P.A., we help individuals and families throughout Maryland with stopping garnishment and wage liens. Our attorney has extensive bankruptcy experience and can help you find the right solution for your situation with informed guidance. Whether filing for bankruptcy is the right option, negotiations or many other bankruptcy alternatives, we want what is right for your specific situation. This is why we offer personalized counsel far beyond what you might receive at a larger firm. You can ask Timothy J. Mummert all your critical questions and expect straightforward, legally sound answers.
Contact us to schedule a private and confidential consultation with a Glen Burnie stop garnishment and wage lien attorney. Please call 410-609-6715 or e-mail us today.
How Bankruptcy Works in Stopping Creditors
As soon as bankruptcy is filed with the bankruptcy court, an automatic stay is placed on creditors. This means creditors have to immediately halt any wage liens or garnishment actions. Even anything pending in court must be automatically stopped. It then becomes up to the creditor to go back to bankruptcy court, continue the action and get the stay lifted. Any violations of this could result in the creditor owing damages and even attorney’s fees.
The bankruptcy filing even goes so far as to have creditors refund any garnishments or wage liens that were accidentally sent by an employer. With Chapter 7 bankruptcy filings specifically, if there a judicial lien on a home this can in some cases get removed.
Contact Us Today to Schedule Your No-Risk, No-Pressure Consultation
Lawyer Timothy J. Mummert has the experience to relate to your personal, financial and real estate challenges. We offer legal solutions without pressure to help people get debt relief enabling a return to peace of mind and productivity. Contact us online or call 410-609-6715 today. We help clients throughout the greater Baltimore area and beyond, including communities from Elkridge and Columbia to Odenton, Severna Park, Annapolis and Glen Burnie. We have offices in Glen Burnie and Columbia to meet with you.